We bring financial planning, investment management and tax planning together so you can evaluate the personal consequences of business decisions.
Professional credentials, association memberships and media appearances.1
Your owner pay, company reinvestment and personal savings draw on the same resources. WealthAdvisor365 connects those decisions with investment management and tax planning, coordinating with your CPA and attorney when their work is involved.
Owner pay
Compensation affects household cash, taxes and retirement contributions.
Investment sales
Raising cash can also change portfolio risk and create a tax obligation.
Business reinvestment
Money committed to growth is money unavailable for personal reserves or other goals.
Cayden McLaughlin, CFP®, EA
CFP® professional · IRS Enrolled Agent
Founder and lead advisor
Cayden McLaughlin, CFP®, EA helps business owners turn company success into lasting personal wealth through coordinated investment management, financial planning and tax planning.
He founded WealthAdvisor365 to give owners one advisor accountable for connecting those decisions and following through.
The certification includes financial planning education, examination, experience and ethical requirements.
It supports advice across investments, cash flow, retirement, risk and other planning needs.
CFP® professionals must act as fiduciaries when providing financial advice.
An Enrolled Agent is a federally authorized tax practitioner with representation rights before the IRS.
We use that tax knowledge in planning and coordination. The credential does not imply IRS employment or endorsement.
Our duty is to act in your best interest when providing investment advice.
Put your interests first and address material conflicts.
Evaluate recommendations in light of your goals, circumstances and risks.
Respect the lawful objectives and restrictions you set for the engagement.
The decisions differ by business. We start with your ownership, income and responsibilities.
Balance operating demands and reinvestment with personal savings and retirement.
Evaluate how growth, uncertain income and ownership concentration affect your goals.
Plan for estimated taxes, retirement contributions and reserves without employer-provided benefits.
Coordinate owner pay, business expenses and household commitments as the company changes.
Compare the effect on cash, risk, taxes and other goals before recommending a choice.
Build investment decisions around your time horizon and capacity for loss rather than a market forecast alone.
Your portfolio should reflect the spending, reserves and future commitments in your plan.
Update assumptions and next steps through the ongoing review process and when material circumstances change.
Build and manage investments around the job your money needs to do.
Evaluate cash flow, priorities and major commitments.
Use a complimentary 20-minute introduction to ask about the firm and discuss the support you need.
Notes
Logos shown represent professional credentials held, current and past professional association memberships, and publications in which WealthAdvisor365 or Cayden McLaughlin has been featured or quoted. Their display does not imply endorsement by any of these organizations or publications.