Pricing
WealthAdvisor365 provides ongoing wealth management that coordinates investment management, financial planning, retirement planning, and tax strategy.
Ongoing Wealth Management
Ongoing Wealth Management is the firm’s primary service. It brings portfolio management, financial planning, retirement planning, and tax strategy into one ongoing relationship.
Ongoing Wealth Management integrates portfolio management, financial planning, tax strategy, and personal retirement planning. Portfolio management is provided exclusively as part of Ongoing Wealth Management and is not available as a stand-alone service or through One-Time Planning.
Asset-based pricing is the firm’s default model. One annual rate applies to the entire managed balance.
For clients with $1,000,000 or more in assets under management, Ongoing Wealth Management is included in the asset-based investment management fee. No separate fixed or quarterly planning fee is charged for that service.
| Assets under management | Annual advisory fee |
|---|---|
| $0 to $2,000,000 | 1.25% |
| $2,000,001 to $3,000,000 | 1.10% |
| $3,000,001 to $4,000,000 | 0.95% |
| $4,000,001 to $5,000,000 | 0.80% |
| $5,000,001 and above | 0.65% |
Household accounts may be aggregated for fee calculation. Investment management fees are generally billed monthly in arrears based on average daily account balances. For accounts held at Altruist, fees are applied daily using a 252-trading-day year and collected quarterly in arrears based on custodian-reported values.
For clients with less than $1,000,000 in assets under management, Ongoing Wealth Management is structured under a recurring fixed quarterly fee.
The fee ranges from $2,500 to $25,000 per quarter and is paid quarterly in advance. The amount depends on the number of related entities, household complexity, business ownership structure, planning scope, tax coordination needs, retirement plan involvement, and the estimated time and resources required.
Benevolent Planning generally requires at least $250,000 in assets under management to open or maintain an investment management relationship, although the minimum may be reduced or waived based on the scope and structure of the relationship.
What is included
Each part of the relationship is coordinated with the others.
Portfolio design, implementation, risk management, and ongoing monitoring.
Cash flow, goals, reserves, protection, and coordinated implementation.
Retirement readiness, income decisions, healthcare, taxes, and legacy.
Proactive tax planning across business, investment, retirement, and personal decisions.
Services may include ongoing monitoring, periodic meetings, coordination, and implementation support.
Other arrangements
These arrangements are separate from the firm’s standard ongoing wealth management relationship.
Reserved for limited-scope situations when an ongoing relationship is not appropriate.
One-Time Planning may address one or more financial planning topics. It does not include portfolio management, continuous monitoring, or ongoing support unless separately agreed in writing.
The fee depends on client needs, project complexity, estimated time, required research, and necessary resources.
A separate service for employers and retirement plan sponsors.
Benevolent Planning provides retirement plan consulting and management services to plan sponsors. When expressly appointed in writing, Benevolent Planning may serve as an ERISA Section 3(21) investment fiduciary or Section 3(38) investment manager.
The fee is negotiable based on plan size and complexity.
Common questions
Yes. WealthAdvisor365 is a fee-only fiduciary registered investment adviser. We are legally required to act in your best interest at all times.
Discuss what you are trying to coordinate, how the fee structure may apply, and whether the ongoing relationship appears to be a fit.