Ongoing wealth management brings investment management, financial planning and tax planning into one relationship. Review the services and fees below, with focused planning engagements available for a defined need.
The introductory consultation is complimentary. No documents or payment are needed to request a time.
Our primary service combines portfolio management, financial planning and year-round tax planning.
Portfolio management is provided exclusively through ongoing wealth management. We help implement recommendations and revisit them as your needs change.
The annual advisory rate covers investment management and ongoing financial and tax planning.
| Up to $2,000,000 | 1.25% |
| $2,000,001–$3,000,000 | 1.10% |
| $3,000,001–$4,000,000 | 0.95% |
| $4,000,001–$5,000,000 | 0.80% |
| $5,000,001+ | 0.65% |
The applicable rate applies to the full managed balance, not separate tiers. At $2.5 million, for example, the annual rate is 1.10% on the assets we manage. Your agreement governs the calculation.4
Retirement planning is part of financial planning; the four topics below describe the work within one relationship.
Portfolio construction, implementation, monitoring and review of investment decisions.
Recommendations for cash flow, major commitments and competing goals.
An income plan that considers savings, benefits, investments and the business.
Tax projections and analysis before relevant financial decisions.
For a specific question that does not require ongoing wealth management. Compare the scope and written deliverables below; no asset minimum or investment transfer is required.1
The Tax Return Diagnostic is $1,000 for agreements signed by December 31, 2026; its standard price is $2,000.
Current engagement price
$1,000
· $2,000 standard
We review your 3 most recently filed personal returns, plus relevant business and state returns.
Engagement price
$6,000
Includes the Diagnostic review, plus current- and next-year tax analysis.
Engagement price
$9,000
Includes the Tax Plan, plus analysis of your broader financial life.
The Diagnostic is optional. If you complete it and move into a Tax Plan or Tax + Financial Plan, the Diagnostic amount paid is credited toward that engagement.
The review identifies questions in filed returns; it does not replace a forward-looking Tax Plan.2
Returns we review
Your 3 most recently filed personal returns, with related business and state returns where applicable.
What we look for
Potential inconsistencies, overlooked opportunities and issues that merit follow-up.
What you receive
Written findings, prioritized next steps and one results meeting.
What it does not include
Tax preparation, filing or amendment; IRS representation; bookkeeping; legal services; investment management; or ongoing planning.
No. You may start with the Tax Plan, Tax + Financial Plan or ongoing wealth management when that scope fits your needs.
Talk through your needs in a complimentary 20-minute consultation. We’ll explain which engagement could fit and what happens next.
Notes
Planning scope depends on the engagement. One-time planning does not include tax preparation or filing, IRS representation, bookkeeping, payroll, legal services, insurance sales, plan administration or ongoing investment management.
The Diagnostic begins after the agreement is signed, records are received and payment is made. Cancellation before the review starts receives a full refund. Further services require a separate agreement. No tax or investment result is guaranteed.
The general investment minimum is $1,000,000 and may be negotiable depending on the scope and circumstances.
Your advisory agreement establishes the actual price and scope, which may vary with services, assets and complexity. Advisory billing is generally quarterly, with written authorization for deductions. Accounts remain in your name at Altruist, an independent qualified custodian. Investment and other third-party costs may also apply.